A Mumbai-based consultancy working with NBFCs across India. We get your lending business ready for how the market works today — digitised, standardised and partnership-led — and we stay through execution to grow your book.
Three stages of a lending mandate — and we work across all of them.
Personal loans, BNPL and transaction EMI — what to build, for whom, and on what economics.
Which segments to enter, which partners are worth the effort, and on what commercial construct.
Structuring and setting up co-lending arrangements between banks and NBFCs.
Pricing, cost of acquisition and portfolio profitability, built into the plan rather than discovered later.
Sourcing, negotiation, structuring and onboarding, through to first disbursement.
API integrations, LOS and LMS workflows, and the turnaround times they determine.
Documenting how work actually flows today, then fixing it.
Policy design, decisioning rules and the portfolio quality they produce.
Strategy, segmentation and recovery process design.
Finding and closing drop-offs across the acquisition and processing funnel.
Working inside your team through go-live, not handing over a deck and leaving.
Governance, performance reviews and scaling tie-ups that already exist.
Most consulting engagements end with a recommendation. Ours end with something working.
Advice is the easy part. Implementation is where lending businesses actually stall: integrations slip, processes stay undocumented, credit policy never quite makes it into the decisioning rules, and within a quarter the strategy has quietly reverted to how things were always done.
We stay embedded through execution — sitting with your product, credit, technology and operations teams, taking the decisions that come up daily, and holding the mandate until it is live and running.
Metis Value Products was founded in 2026 in Mumbai by Meghna Lohiya.
Behind it are ten years across digital lending, partnerships and banking — built at a large NBFC, a consumer lending fintech and a corporate bank.
That experience covers both sides of a lending partnership: acquiring, integrating and managing NBFC and fintech tie-ups across digital lending products; full P&L responsibility for unsecured personal loan, BNPL and transaction EMI portfolios; structuring and scaling partnerships across ed-tech, healthcare, travel and home décor; and, in corporate banking, appraising credit for clients with turnover above ₹1,500 crore.
MBA in Finance, NMIMS.
The engagement is in its early stages. Outcomes will be published here as the work progresses.